OTPSign is the zero-intervention eKYC and eSign API for NBFCs. Get borrowers fully verified and legally bound in minutes—not days.
Compare the broken legacy system causing your 82% drop-off rate side-by-side with the OTPSign autonomous engine.
Click each stage to see how OTPSign's autonomous engine replaces human dependency.
The OTPSign engine handles aadhaar & pan sync via API without a single back-office agent.
"I didn't sign this" is the #1 defense used in court against digital loans. OTPSign makes this claim impossible by capturing irrefutable proof of the person and their intent.
Look, this PDF has a "Green Tick" image on it. I could copy-paste that in 5 seconds. Rajesh's signed loan agreement looks too good to be true. I bet he just edited the file!
You're right to worry! A visual tick is just a picture. A real digital signature is a mathematical proof. Let's use Adobe Acrobat to interrogate this file across 4 forensic pillars.
"Okay, but what if a borrower claims you secretly changed the interest rate to 15% after they signed? Or adds a 'PAID' stamp?"
Digital signatures generate a unique Hash (fingerprint) of every bit in the file. Altering a single digit instantly breaks the seal, proving tampering.
Signature is valid:
Source of Trust obtained from Adobe Approved Trust List (AATL).
Document has not been modified since this signature was applied
Signer's identity is valid
The signature includes an embedded timestamp.
Signature is LTV enabled
Anyone can name a file "Signed by Borrower". Adobe verifies the Trust Chain back to CCA India (the statutory boss), because CCA is on Adobe's Approved Trust List (AATL).
Signers can change their laptop's clock to fake a signing date. OTPSign embeds a Certified Timestamp (TSA) from an independent authority that cannot be forged.
Standard eSignatures expire when the signer's certificate expires (usually 2 years), rendering old loan documents legally invalid.
Long-Term Validation (LTV) packages all the evidence—the IDs, the time, and the license proofs—directly inside the PDF. Your agreements remain legally verifiable forever, offline.
Signature is valid:
Source of Trust obtained from Adobe Approved Trust List (AATL).
Document has not been modified since this signature was applied
Signer's identity is valid
The signature includes an embedded timestamp.
Signature is LTV enabled
Enter your current manual operational costs to reveal the direct bottom-line impact of deploying OTPSign.
Position the zero integration fees and whitelabel dashboard as your escape hatch from compliance limbo.
Schedule a demo with our team to see how OTPSign can accelerate your loan disbursement process